Reports, Net Worth, and Tax
Analyze spending, track net worth, and optimize Canadian taxes.
9 articles
How registered-account room tracking works
The one idea behind TFSA, RRSP and FHSA tracking, and the three ways to feed it: connect a brokerage, import a CSV, or add transactions by hand.
Spending Reports
Analyse your money with the six-tab Reports page: net worth, spending, cash flow, trends, merchants, and a daily heatmap.
Net Worth Tracking
Track your total assets minus liabilities over time
RRSP Contribution Tracking
How NivoaFlow tracks your RRSP deduction room: deposits vs growth, the NOA starting number, and the 60-day deadline.
TFSA Contribution Tracking
How NivoaFlow tracks your TFSA room: the one rule that trips everyone up, and how to set it up in two minutes.
Debt Payoff Planner
Compare strategies and create a plan to become debt-free
FHSA Tracking and the Tax Estimator
How NivoaFlow tracks your FHSA room (deposits vs growth, yearly + lifetime caps) and projects your Canadian tax bill.
Custom Dashboard Widgets
Build a personalised dashboard with the data that matters most to you
Using the Debt Payoff Simulator
Compare avalanche and snowball strategies, model lump sums, and use the sweet-spot slider to find your fastest path out of debt.