Personal or Household?
See shared bills, goals and account activity in one place while other accounts stay private. You choose each account's access.
Quick decision guide
Do you manage money with a partner or family?
Do you want shared budgets and goals?
Is it just you managing your own finances?
Shared accounts
Share bills without sharing every account
Household members can view account data you choose to share. View-only accounts stay read-only; edit access applies to shared transactions. Accounts you do not share stay private.
Visible to your household
- View account data: only for accounts you choose to share.
- Edit shared transactions: an optional access level.
- Follow household activity: see changes in the shared view.
Still yours
- Private accounts: stay out unless you choose to share them.
- Personal login: your partner does not need it to join.
- Bank access: sharing household data is not bank control.
Side-by-side comparison
| Feature | Personal | Household |
|---|---|---|
| Bank sync via Plaid | ||
| Brokerage sync via SnapTrade | ||
| Automatic categorization | ||
| Tax optimization (RRSP/TFSA/FHSA) | ||
| Debt and cash-flow planning | ||
| Advanced reports & debt tools | ||
| Multiple member seats | — | 2 included |
| Shared goals & budgets | — | |
| Household dashboard | — | |
| Mine/theirs/ours tagging | — | |
| Role-based access controls | — | |
| Activity feed | — |
What's included with Household
Everything you need to manage finances as a family. All features are live and ready to use today.
Shared goals & budgets
Set savings goals together and track contributions from each member.
Invite family members
Add your partner or family with a simple invite link.
Role-based access (4 roles)
Owner, Partner, Member, and Viewer roles for granular control.
Space Picker
Switch seamlessly between personal and household views.
Mine/theirs/ours tagging
Tag transactions for transparent expense splitting.
Transaction review queue
Members submit transactions for approval before they count.
Just $4 more for the whole family
Personal
$8.99/mo
or $49/yr (founding price)
Automation, suggested categories, and insights for one person.
Household
$12.99/mo
or $69/yr (founding price)
Everything in Personal, plus collaboration for two adults, with free view-only access for others.
All prices in CAD
Keep learning
Learn more about household sharing
Short, practical guides for setup, access, and the money decisions behind the plan.
Create a household
Set up the shared workspace, become the owner, and see what changes next.
Read guideInvite and manage members
Choose Partner, Member, or Viewer access and understand the two adult member seats.
Read guideControl account sharing
See how per-account visibility, View only, and Can edit access work.
Read guideChoose a money split that fits
Compare joint, proportional, 50/50, separate, and hybrid approaches.
Read guideQuestions before you share
How do we set up a household and invite someone?
The owner creates the household in the web app. Two adult member seats are included, and the invited person can create a free account before accepting. Viewers do not use an adult member seat.
Who can see or edit a shared account?
Only accounts you choose to share are visible. View only keeps the account read-only, while Can edit allows changes to shared transactions. Account sharing does not grant control of your bank login.
What does the Household plan include?
Household includes everything in Personal plus collaboration for two adults. The owner and one Partner or Member use the included adult seats; Viewers do not use a seat.
How can we choose a money split that fits us?
Start with your shared costs and what feels fair to both of you. You can compare joint, proportional, 50/50, mostly separate, and hybrid approaches before deciding which accounts belong in the shared view.