Splitting Transactions

One Purchase, Multiple Categories

Sometimes a single transaction covers spending in more than one category. A trip to Costco might include groceries, household supplies, and clothing. Splitting lets you divide that transaction so each portion is tracked accurately.

How to Split a Transaction

1. Open the Transaction

Find the transaction you want to split and open its detail view.

2. Select Split

Tap the Split option. This opens the split editor.

3. Add Split Lines

Each split line has:

• Amount — the portion of the total for this split
• Category — which category this portion belongs to
• Note (optional) — a description for this specific split

4. Balance the Total

All split amounts must add up to the original transaction amount. The split editor shows a Remaining indicator that turns green when the splits balance and red while there is still a difference. If you are close, tap the Balance button to drop any remainder onto the last split automatically.

5. Save

Once the splits sum to the correct total, save your changes.

Example

You have a $200.00 transaction at Costco. You split it into:

Each portion now appears in the correct category for budgeting and reporting.

How Splits Affect Budgets and Reports

Each split line counts toward its assigned category's budget. In the example above, $120 counts against your Groceries budget, $50 against Household, and $30 against Clothing. Reports reflect the same breakdown.

Editing and Removing Splits

You can edit split amounts and categories at any time. To remove a split and return to a single-category transaction, delete the extra split lines and assign one category to the full amount.

Tips

• Split at the time of review — it is easiest to remember the breakdown when the purchase is fresh
• Use notes on each split to remind yourself what each portion covered
• Round to reasonable amounts — exact precision is less important than directional accuracy