Help Centre
Guides for every part of NivoaFlow.
75 step-by-step articles across 10 topics. Search for what you need, or browse below.
Deciding whether NivoaFlow is for you? Start with the FAQ.
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Subscription Plans and Pricing
Compare NivoaFlow's Free, Personal, and Household tiers
Envelope Budgeting
How the default envelope budgeting method works in NivoaFlow — allocate money to category envelopes and track spending.
What Is NivoaFlow?
An overview of NivoaFlow — the Canadian-first personal finance app for budgeting, goal tracking, tax optimisation, and household collaboration.
Goal Tracking Guide
Comprehensive guide to tracking savings goals in NivoaFlow — link-to-account and manual modes, cash flow logic, and best practices.
Creating a Household
Set up a household to share finances with a partner or family
How registered-account room tracking works
The one idea behind TFSA, RRSP and FHSA tracking, and the three ways to feed it: connect a brokerage, import a CSV, or add transactions by hand.
Spending Reports
Analyse your money with the six-tab Reports page — net worth, spending, cash flow, trends, merchants, and a daily heatmap.
Data Security Overview
How we protect your financial data with Canadian-first security practices
How Institution Sync Works
How NivoaFlow uses Plaid to securely sync your transactions automatically.
Every topic
Browse by category
Getting Started
New to NivoaFlow? Start here.
7 articles
Accounts and Connectivity
Link your bank, manage accounts, and troubleshoot connections.
8 articles
Transactions and Rules
Categorize, search, split, and manage your transactions.
9 articles
Budgets and Envelopes
Plan your spending with 5 different budget strategies.
6 articles
Goals and Savings
Set savings goals and track your progress automatically.
7 articles
Recurring, Bills, and Forecasting
Track bills, detect subscriptions, and forecast your cash flow.
6 articles
Reports, Net Worth, and Tax
Analyze spending, track net worth, and optimize Canadian taxes.
9 articles
Household and Sharing
Manage finances together with your family.
8 articles
Billing, Subscription, and Account
Manage your plan, payments, and account settings.
9 articles
Security, Privacy, and Data
Your data security, privacy rights, and export options.
6 articles
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