Subscription Plans and Pricing

Our Three Tiers

Free — $0/forever

Everything you need to get started with manual finance tracking:

• Manual transaction entry
• CSV import from Canadian banks
• Custom categorisation rules
• 5 budget strategies with rollover (envelope, zero-based, percentage, fixed allocation, paycheck)
• Goal tracking and progress
• Multi-currency support (CAD baseline)
• Recurring transaction detection
• Basic spending reports
• Data export (JSON)

Personal — $8.99 CAD/month or $49 CAD/year (founding) / $69 CAD/year (regular)

Full-featured personal finance management:

• Everything in Free, plus:
• Institution sync via Plaid
• Smart automatic categorisation
• Automatic merchant tagging
• Tax optimisation — RRSP, TFSA, and FHSA insights
• Debt payoff planner — avalanche, snowball, and custom strategies
• Plan vs Actual and budget projections
• Cash-flow planning tools
• Advanced reports and analytics
• Custom dashboard widgets
• Priority email support

Household — $12.99 CAD/month or $69 CAD/year (founding) / $99 CAD/year (regular)

Everything in Personal, plus shared family finances:

• Everything in Personal, plus:
• Shared goals and budgets with your partner
• Invite family members to collaborate
• Role-based access controls (Owner, Partner, Member, Viewer)
• 2 adult members included
• Household activity feed
• Review queue for transactions

See creating a household for setup details and household roles explained for what each role can do.

Annual Savings

Choosing an annual plan saves you significantly:

After the founding window closes, regular annual pricing is $69/yr for Personal and $99/yr for Household.

Founding Member Pricing

Early adopters who subscribe during our founding period get their annual subscription price locked in — even as prices rise in the future. As long as the subscription stays active and on the founding tier, you keep the founding rate. This is our way of thanking the community that believed in us from the start.

All Prices in Canadian Dollars

All pricing is in CAD. We're a Canadian company building for Canadians first.