Exporting Your Data

Your Data Is Yours

We believe you should always have full access to your own data. That is why we provide a complete export on every tier — including Free.

What's Included

The export contains a full JSON file with everything you have stored in NivoaFlow:

Transactions — every transaction with dates, amounts, merchants, categories, and notes
Accounts — all linked and manual accounts with balances and types
Categories — your custom categories and the default category structure
Categorisation rules — every rule you have created for automatic categorisation
Goals — savings goals with progress and target amounts
Budgets — budget configurations and historical data
Recurring transactions — all tracked recurring patterns
Settings — your profile and preference settings

How to Export

Sign in and open Settings
Select the Data & Deletion tab
Select Export Data
A JSON file is generated and downloaded to your device, named nivoaflow-export-YYYY-MM-DD.json

The export runs against your live data, so the file always reflects what is in your account at the moment you click Export.

Export Format

The export is a structured JSON file that can be:

Opened in any text editor
Parsed by programming tools (Python, JavaScript, and so on)
Loaded into spreadsheet software that supports JSON import
Kept as a backup of your financial records

When to Export

We recommend exporting your data:

Before deleting your account — once the grace period ends, the data is gone for good
As a periodic backup — keep a local copy of your financial records
When switching services — take your data with you if you move to another tool
For personal records — keep an offline copy for your own reference

Privacy and Security

Your export contains sensitive financial information. Store the downloaded file securely:

Keep it in an encrypted folder or drive
Do not share it over unencrypted channels (like plain email)
Delete old exports you no longer need

If you have not already, we recommend turning on two-factor authentication for your account before exporting — it protects the source data from being downloaded by anyone who steals your password.

See PIPEDA and privacy for our data handling commitments.