Buying your first home in Alberta
What Alberta’s own government pages say about buying a first home, with the federal accounts and credits that apply in every province. Each item shows the sentence we read and a link to it.
Published . Last checked .
Land titles registration fees and the Land Titles Registration Levy
Alberta.ca lists fees for registering a land title document, including a transfer of land, and says the Land Titles Registration Levy sets the per-value part of those fees at $5 per $5,000 of value. The current fee schedule lists a transfer of land at $50 + $5/$5000 of value of land.
- Source
“to $5 per $5,000 of value for both transfers of land and mortgage registrations.”
What Alberta lists for first-time buyers
We did not find a provincial first-time buyer program on the pages we checked. The federal items below still apply.
Federal items that apply in every province
The FHSA, the Home Buyers’ Plan and the home buyers’ amount apply wherever you live. Amounts, conditions, time limits and sources are on one federal page.
First Home Savings Account (FHSA)
$8,000
participation room in the year you open your first FHSA
$40,000
lifetime limit on what you can deduct
Time limits
The Home Buyers' Plan
$60,000
total you can withdraw from your RRSPs
15 years
at most to repay
Time limits
Home buyers' amount
$10,000
you can claim on line 31270
Time limits
What we looked for and did not find
Not listed in the pages we checked:
- a land transfer tax under that name.
- any relief, exemption or rebate from land titles registration fees for first-time buyers.
- a provincial first-time home buyer grant, rebate, tax credit or down-payment assistance program. The Alberta.ca pages on affordable housing list rental assistance and funding for housing providers.
- any provincial statement on the tax treatment of the FHSA or the RRSP Home Buyers' Plan.
Common questions
What tax or fees apply when you buy a home in Alberta?
Alberta.ca lists fees for registering a land title document, including a transfer of land, and says the Land Titles Registration Levy sets the per-value part of those fees at $5 per $5,000 of value. The current fee schedule lists a transfer of land at $50 + $5/$5000 of value of land.
What first-time home buyer programs does Alberta list?
We did not find a provincial first-time buyer program on the Alberta government pages we checked on October 14, 2026. The federal accounts and credits below still apply.
Can I use the FHSA and the Home Buyers' Plan together?
The CRA says you can withdraw amounts from your RRSPs under the Home Buyers' Plan and make a qualifying withdrawal from your FHSAs for the same qualifying home, as long as you meet all of the conditions at the time of each withdrawal.
Sources we read
This page is information, not advice. We read these pages on October 14, 2026. Programs, amounts and deadlines change, so confirm with the source before you act.
The federal sources are listed on the federal programs page.