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Buying your first home in Yukon

What Yukon’s own government pages say about buying a first home, with the federal accounts and credits that apply in every province. Each item shows the sentence we read and a link to it.

Published . Last checked .

Deadlines and time limits

The federal FHSA and Home Buyers’ Plan have time limits too. See the federal programs.

Land Titles Office transfer fee

The Yukon Land Titles Office charges a registration fee to register a transfer and issue a certificate of title. The fee depends on the declared value of the land, and an assurance fund fee is added. The pages we read do not describe a land transfer tax.

Source

“(b) Where the declared value of the land being transferred is $100,000 or greater and less than $500,000 $150 plus assurance fund fee”

Yukon: Find out about Land Titles fees

What Yukon lists for first-time buyers

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Yukoner First Home Program

  • 5 per cent

    of the purchase price at most, as a low-interest loan

  • 2.5 per cent

    fixed interest, compounded yearly

A low-interest loan from Yukon Housing Corporation that helps eligible Yukoners with the down payment on a first home. Repayment is not required during the amortization period of the mortgage. The loan must be repaid if the mortgage is refinanced or paid off, the home is sold, or it stops being the primary residence. Preference may be given to recent graduates of an accredited post-secondary program.

Deadlines
  • Applications are accepted year-round, or until the funding is fully subscribed
Source

“Through this program, you can apply for a low-interest loan that covers up to 5 per cent of the home’s purchase price.”

Yukon: Apply for housing down payment support

Amount in full

A low-interest loan that covers up to 5 per cent of the home’s purchase price.

Interest is fixed at 2.5 per cent, compounded yearly.

Who qualifies (13)
  • Be a Canadian citizen or permanent resident.
  • Be a Yukon resident for at least 90 days.
  • Apply as an individual or family. Businesses, corporations, societies, associations and co-operatives are not eligible.
  • Be a first-time home buyer: someone who has never acquired ownership of a dwelling by way of purchase, inheritance or gift, or who has once previously co-owned a home with a former spouse or partner.
  • Not own property anywhere else in the world.
  • Have a mortgage pre-approval from a recognized financial institution.
  • Have enough money for all closing costs and at least half of the required minimum down payment.
  • Show a financial need for assistance. Applicants with sufficient funds to cover the minimum required down payment without assistance from the program are not eligible.
  • Buy a new or existing home in the Yukon priced at or below the average sale price for that type of dwelling in Whitehorse, based on the 4 most recent quarterly Real Estate Reports from the Yukon Bureau of Statistics.
  • The home must be the principal residence for the life of the mortgage.
  • Be the person or persons named on the title or lease of the property being purchased.
  • Submit to asset verification and meet financial eligibility requirements.
  • Be in good standing with the Government of Yukon.
How to claim or apply

Fill out the application form with the mortgage pre-approval section completed by your financial institution, attach the required documents, and submit it to Yukon Housing Corporation in person at a local office, by email to ykhouse@yukon.ca, or by mail.

Applications are accepted year-round or until the funding is fully subscribed.

Federal items that apply in every province

The FHSA, the Home Buyers’ Plan and the home buyers’ amount apply wherever you live. Amounts, conditions, time limits and sources are on one federal page.

What we looked for and did not find

Not listed in the pages we checked:

  • a land transfer tax or property transfer tax on home purchases
  • a land transfer tax rebate, refund or exemption for first-time buyers
  • a municipal land transfer tax
  • a provincial or territorial tax credit or grant for first-time buyers
  • how the Yukoner First Home Program combines with the FHSA or the RRSP Home Buyers' Plan
  • a Yukon revenue authority statement on the FHSA or the RRSP Home Buyers' Plan
  • other Yukon Housing Corporation loans to buy or build a home. One yukon.ca page on this topic blocked our automated check, so we could not read it.

Common questions

What tax or fees apply when you buy a home in Yukon?

The Yukon Land Titles Office charges a registration fee to register a transfer and issue a certificate of title. The fee depends on the declared value of the land, and an assurance fund fee is added. The pages we read do not describe a land transfer tax.

What first-time home buyer programs does Yukon list?

Yukon's own pages list Yukoner First Home Program. Each one is covered further down the page, with its amount, its conditions and a link to the source.

Can I use the FHSA and the Home Buyers' Plan together?

The CRA says you can withdraw amounts from your RRSPs under the Home Buyers' Plan and make a qualifying withdrawal from your FHSAs for the same qualifying home, as long as you meet all of the conditions at the time of each withdrawal.

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Sources we read

This page is information, not advice. We read these pages on October 14, 2026. Programs, amounts and deadlines change, so confirm with the source before you act.

The federal sources are listed on the federal programs page.